Credit union sales managers should group members based on which products and services they may need. This practice not only gives the credit union a more realistic goal for each product and service, it also makes cross selling more effective by avoiding the one-size fits all, "you want fries with that?" approach.

It’s kind of an encouragement tool that we use, too.” Continue reading your article with a digital. “This seems like a good way to make all of us happy,” Ator said. “Kip Ryan deserves all the.

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If you have several credit cards with debt, pay off those with small balances. Then use one or two go-to cards for everything. It will make your life much, much simpler. Make Multiple Payments. Making more than one payment on your account each billing cycle keeps your credit utilization ratio lower. The smaller the credit utilization ratio, the better it is for your credit rating.

Here are three popular ways for credit unions to manage liquidity. 1. pricing strategies. To maximize member value, credit unions must provide competitively priced savings and loan products. A credit union’s ability to provide the latter is largely dependent upon its ability to attract members through the former.

Allow consumers to control their own digital experience through guided selling. From their, you can simply guide them along the way with helpful content, providing them the solution that best meets their needs. Here are five ways as to how your bank or credit union can begin to incorporate the concept of guided selling on your website.

By using a digital playbook, your bank’s representatives can interact with the customer via automated, guided selling. This enables them to automatically find the best products for the customer and engage them in a consultative manner.

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I found an article today that describes four lazy ways to improve your credit. The ideas are pretty good. The first is to let your credit accounts age. This makes sense, but if you’re not paying on time, etc., then old accounts will do you no good. That said, letting your accounts age is a good idea.

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