Mortgage rates may not be quite as low as they were on January 31st, but they nonetheless managed to end at the lowest levels of this week. Unlike January 31st, we can still say we’re at the lowest.

According to the September Origination Insight Report from Ellie Mae , the leading cloud-based platform provider for the mortgage finance industry, the 30-year note rate dropped for the ninth consecutive month to 3.93 percent, down from 4.07 percent in August.The drop in interest rates month-over-month continues to drive up the percentage of refinances, which accounted for 49 percent of all.

Mortgage applications leap nearly 10% on lowest rates in almost a year. The Mortgage Bankers Association’s seasonally adjusted weekly index is still 19 percent lower than the same week last year, due to lower refinance volume. The week’s results included an adjustment for the Labor Day holiday.

Mortgage rates haven’t moved too much recently, and no one is complaining. While each of the past 5 days has only seen a modest drop in rates, they were already operating near 3-year lows. quoted.

Mortgage applications are tumbling.. Mortgage rates on a 30-year fixed mortgage have risen over 100 basis points in the past year which is quite a sharp rise. 100 basis points on a mortgage.

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Mortgage Loan Rates Mostly Higher as Applications Decline 10%. The seasonally adjusted purchase index decreased by 11% compared with the week ended September 8. The unadjusted purchase index increased by 10% for the week and is now 2% higher year over year. The MBA’s refinance index decreased by 9% week over week, and the percentage of all new applications that were seeking refinancing rose from 51% to 52.1%.

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Current Mortgage Rates for Washington State. The experts at Sammamish Mortgage can help you determine what interest rate you can expect to pay in Washington State. You can use our Instant Rate Quote tool to get interest rates and closing costs based on your specific financial situation and the type of loan you want to use.

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While the 10-year has been steadily moving higher over the past few months, mortgage rates have been relatively stable. While mortgage rates do tend to lag Treasuries, something else has been going on.

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