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First Time Home Buyers Know the Basics and Improve Your FHA Loan Chances. As a first-time homebuyer, there might be a lot of unknowns. Whether it’s the mortgage lingo, type of home loans, or even down payment requirements, the flood of new information can be overwhelming.
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The U.S. Department of Housing and urban development defines a first-time home buyer as a person who has not owned a personal residence in three or more years. So, this could be someone who has never owned a home, or someone who has owned one in the past but has been renting for a while.
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7 Things All Borrowers Should Know About FHA Loans – Here are 7 things all borrowers should know about financing an FHA mortgage.. FHA loans are not only for first-time buyers. Many people believe FHA loans are available only to first-time home buyers, but this is not the case..
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