Use these house shopping tips to decide on a Fixer Upper. When you’re ready to buy a house, you’re likely to get many house shopping tips from people you know. And while everyone means well, you can be sure that everyone has a different, and often contradicting, opinion. One topic that might come up is the idea of buying a fixer-upper.
Reality, Please read the article. It’s hard to discuss things you haven’t read. As I pointed out in the article, if the same house goes up in price – the Case-Shiller index works that way, being based on “sales pairs” – it is home price inflation, yes loss of purchasing power of the dollar.
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Before you decide to go down this route, make sure the house is a fixer-upper, not a money pit. Some houses are simply infeasible to renovate, even for someone who’s super motivated about the process. There’s a difference between a teardown and a fixer-upper.
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Buying a fixer-upper? Here’s the mortgage to do it.. if you put an offer on a home at $100,000 and the contractor bids for the repairs that you want are $20,000, you’ll need to qualify for the loan and make a down payment based on a $120,000 loan.". An assumable FHA mortgage today can.
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You bet you can, says Sarah McCalmon, loan officer for the Sierra Pacific Mortgage, Inc., in San Diego. They aren’t easy to get, but you just have to have a good lender who can help you through the process. "By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and as you fix it up," McCalmon adds.
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